general liability insurance
WHY DO I NEED general liability INSURANCE?
UNDERSTANDING general liability INSURANCE
General liability insurance, also known as commercial general liability insurance (CGL), is a type of insurance policy that provides coverage for a business or organization in the event of a third-party claim of property damage, bodily injury, or advertising injury.
General liability insurance can provide coverage for a range of incidents, such as slip and falls on the business premises, damage to someone else’s property caused by the business, and injuries resulting from the use of the business’s products or services. It can also provide coverage for legal fees and court costs associated with defending against a claim.
General liability insurance policies typically have limits on the amount of coverage provided for each incident and a maximum limit on the total amount of coverage provided per policy period. The amount of coverage needed can vary depending on the type of business and the level of risk associated with its operations.
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